Understanding Soft vs Hard Credit Searches in the UK: How They Affect Your Score

Understanding Soft vs Hard Credit Searches in the UK: How They Affect Your Score

Introduction to Credit Searches in the UKWhen it comes to managing your financial health in the UK, understanding credit searches is a vital piece of the puzzle. Credit searches—sometimes referred to as credit checks or enquiries—are processes where lenders, banks, employers, or even landlords look into your credit history to assess your financial reliability. The…